Floods can happen anywhere it rains. What if an inch of water filled your home or business? Even worse, what if you lost everything you own in a flood? Flood insurance can help cover the devastating financial losses from such disasters.
Why do I need flood insurance?
Floods can occur anywhere and anytime, even in places where you would think it could never happen. Damage from a flood can be extensive and costly to repair.
Flood insurance can offer you lots of protection. It covers damage from heavy or prolonged rain, coastal storm surge, melting snow, blocked storm drainage systems or other similar causes. It gives you coverage that’s not available through home or business insurance.
Many people think that flood damage is covered by their home or business insurance policies—it’s not, and that could be a costly assumption. Thinking about all that you could lose in a flood, insurance coverage is a smart and safe choice.
Flood insurance is available for homes, apartments, manufactured homes, condos and businesses. Erie Insurance offers flood coverage through a partnership with American Bankers Insurance Company, a federally funded flood carrier. If you ask around, you’ll find out that ERIE has been offering great coverage and service for a long time—over 90 years.
What does flood insurance cover?
Flood insurance helps cover damage to your building or personal property. It can help cover things like:
To help ease your worries about flood cleanup, which can be a tough process with lots of mud, flood insurance also offers coverage for debris removal.
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